AI Can Generate Fake Documents. Digital Signatures Are the Only Defense.

4 min readVyshnav S Deepak
🤖 AI & Automation
AI Tools
Production Issues
FinTech
Startup

Last week, a friend showed me something that kept me up at night. He took a court order PDF, fed it to GPT-4, and asked it to generate a similar one with different parties and amounts.

30 seconds later, he had a perfect fake. Same formatting. Same legal language. Even the case number format was correct.

Then he showed me the "offer letter" he'd generated. The "bank statement." The "government circular." All flawless. All fake.

We've crossed a line, and most people don't realize it yet.

AI's New Superpower: Infinite Perfect Fakes

Here's what changed: AI doesn't make the stupid mistakes humans do when forging documents.

No typos. No misaligned logos. No wrong fonts. Just perfect replicas.

I tested this myself. Took me 5 minutes to create:

  • A fake invoice that matches my company's exact format
  • A court summons that looks identical to real ones
  • An audit report with all the right terminology
  • A rental agreement that would fool any landlord

The scary part? These aren't obviously fake. They're clean, professional, and indistinguishable from the real thing.

The Trust System is Already Breaking

Our entire document workflow assumes PDFs = truth. Think about how broken that is:

  1. Someone emails you a document
  2. You open the PDF
  3. You act on it

That's it. That's our "verification" process.

I've seen this play out:

  • Fake offer letters used for visa applications
  • Forged invoices for tax claims
  • Backdated agreements in legal disputes
  • Fraudulent bank statements for loan approvals

The current system is trust-based. Email from the right domain? Must be real. Has a company logo? Definitely legit.

We're living in the past.

Digital Signatures: Not Sexy, But Essential

Here's the thing about digital signatures - they're boring tech that suddenly matters a lot.

A real digital signature (not just a scanned signature image) does three things:

  1. Proves who signed it - cryptographically tied to the signer
  2. Detects tampering - any change invalidates the signature
  3. Timestamps everything - when it was signed, by whom

It's not about the visual signature. It's about the cryptographic proof.

# What most people think digital signatures are
def fake_signature(pdf):
    # Just paste an image of a signature
    add_signature_image(pdf, "signature.png")
    return pdf  # Zero security

# What digital signatures actually do
def real_digital_signature(pdf):
    # Create hash of document content
    doc_hash = hashlib.sha256(pdf.read()).hexdigest()

    # Sign the hash with private key
    signature = private_key.sign(
        doc_hash.encode(),
        padding.PSS(
            mgf=padding.MGF1(hashes.SHA256()),
            salt_length=padding.PSS.MAX_LENGTH
        ),
        hashes.SHA256()
    )

    # Embed signature + certificate in PDF
    signed_pdf = embed_signature(pdf, signature, certificate)
    return signed_pdf  # Cryptographically secure

Why AI and Signatures Need Each Other

Here's what I'm building towards: AI should refuse to work with unsigned documents.

Imagine:

  • An LLM that won't summarize unsigned contracts
  • AI that flags when analyzing unsigned financial docs
  • Automated workflows that require signature verification first
# Future of AI + document processing
def process_document_with_ai(document):
    # Step 1: Verify signature
    if not verify_digital_signature(document):
        return {
            "error": "Document not digitally signed",
            "risk": "Cannot verify authenticity",
            "recommendation": "Request signed version"
        }

    # Step 2: Extract signature metadata
    signer_info = extract_signer_details(document)
    timestamp = extract_signature_timestamp(document)

    # Step 3: Now AI can safely process
    ai_analysis = llm.analyze(document, context={
        "verified_signer": signer_info,
        "signed_at": timestamp,
        "authenticity": "cryptographically_verified"
    })

    return ai_analysis

This isn't paranoia. It's adaptation.

What This Means for Builders

If you're building anything that touches documents, you need to think about this now.

For Startups:

  • Make signature verification a core feature, not an afterthought
  • Build "verification-first" workflows
  • Educate users why this matters (they don't know yet)

For Enterprises:

  • Your PDF-based workflows are already compromised
  • Start requiring digital signatures for critical documents
  • Train your AI tools to demand verification

For Developers:

  • Learn how PKI actually works (it's not that hard)
  • Use libraries like PyPDF2, cryptography, or OpenSSL
  • Build signature verification into your pipelines

The Bottom Line

We're in a weird moment. AI has made it trivially easy to fake trust, but most systems haven't caught up to this reality.

Digital signatures aren't a perfect solution. They're just the best one we have. They turn the problem from "Is this document real?" to "Did this specific person/org actually sign this?"

That's a much better problem to have.

The companies and tools that get this right - that bake verification into everything - will be the ones we trust when everyone else is drowning in fakes.

Build accordingly.

© 2024 Vyshnav S Deepak